Auto Loan Rates Rise in Azerbaijan

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AZE.US

The average interest rate on auto loans in Azerbaijan reached 14% as of June 30, 2026, according to data from the Central Bank of Azerbaijan.

The rate increased by 1 percentage point compared with the end of 2025.

Average rates for other types of consumer lending were reported as follows:

  • home renovation loans – 18%;
  • loans for household appliances – 26%;
  • consumer loans issued through credit cards – 27%;
  • other consumer loans – 21%.

Rates on home renovation and household appliance loans remained unchanged from the end of last year.

Credit card borrowing became 1 percentage point more expensive, while the average rate on other consumer loans declined by 1 percentage point.

AZE.US

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